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Payment and Financing

Finance with Carvana where you can see what you’ll pay in real time, then customize your down and monthly payment. Or finance with your bank or send cash via a secure electronic payment.

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Financing Terms & Credit Checks
Does pre-qualifying mean I am fully approved for a Carvana auto loan?  
How long are my Carvana Financing terms good for? 
If I get pre-qualified through Carvana, does it impact my credit? 
Will my Carvana Financing terms change? 
Does Carvana offer financing if I choose to purchase elsewhere? 
If I have bad credit, can I still finance my purchase through Carvana? 
How are my financing terms determined? 
What do I need to know about financing a second vehicle with Carvana? 
Does Carvana have any additional information on credit scores? 
I financed my loan with Carvana. Who is Bridgecrest? 
I have filed for bankruptcy. Can I apply for Carvana financing? 
How is my order verified if I am financing with Carvana? 
Will my Carvana financing terms and/or taxes change if I update my registration address? 
Monthly Payments
Can I change my Auto Pay bank account? 
What is the benefit of enrolling in Auto Pay? 
When is my first monthly payment due? 
Can I use a credit card for my monthly payment? 
If the primary borrower on the loan isn’t making payments, will the co-signer be affected? 
What happens if the vehicle is repossessed? How does this affect the co-signer? 
If I satisfy my monthly payment early, will my Auto Pay transaction still process? 
Can I add Auto Pay after receiving my car? 
Down Payment
What payment methods can I use for a down payment? 
Can I pay more than the required amount for my down payment? 
What are my options if I can’t afford my down payment? 
Can I split my down payment into multiple payments? 
When is my down payment due? 
What is Plaid and how does it work? 
How do I connect to Plaid? 
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